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Disclaimer
ACCESS RESTRICTIONS
The information contained on this website (the "Site") is not for use within any country or jurisdiction or by any persons where such use would constitute a violation of law. If this applies to you, you are not authorised to access or use any of the information on this Site.
Please read these terms and conditions (the "Terms of Use") carefully as they apply to your access and/or use of this Site. By accessing this Site and any pages thereof, you acknowledge your agreement with and your understanding of these Terms of Use. If you do not agree to these Terms of Use, please do not access or use this Site. These Terms of Use are subject to change at any time.
This Site is owned and operated by Intasure (PTY) Ltd (the "Company").
1. GENERAL DISCLAIMER
THE MATERIAL AND INFORMATION IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS, INCLUDING NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
In no event shall the Company, nor any of its subsidiaries or affiliates, be liable to any party for any cost or damages, including any direct, indirect, special, incidental or consequential damages, arising out of or in connection with the access or use of or the inability to access or use this Site or any of its functions or features, including in connection with any browsing or downloading of any information, data, text, images or other material accessible through this Site or any website linked to or linking into this Site.
It is the responsibility of the user of this Site to evaluate the accuracy, completeness, reliability and usefulness of any opinions, services or other information provided. All information provided in this Site is under the condition and understanding of it not being interpreted or relied on as legal, accounting, tax, financial, investment or other professional advice or as advice on specific facts or matters. Accordingly, no liability whatsoever is assumed for any use or misuse of such information. Users of this Site should consult their professional advisors with respect to their personal circumstances.
2. NO OFFER
Nothing on this Site should be construed as a solicitation, offer, advice, recommendation, or any other service to acquire or dispose of any investment or to engage in any other investment or transaction. For information about any specific product and/or country please visit the respective website.
3. SITE FEATURES
The information and features/functions contained on this Site are provided for your informational and educational convenience only. Nothing on this Site should be relied on in making any specific investment, financial planning or other decision. Users should always consider their overall personal circumstances, investment horizon and personal risk preferences.
4. INTELLECTUAL PROPERTY
"Intasure (PTY) Ltd" and its logos are registered trademarks of the Company. Except as indicated otherwise, all information, text, graphic images, logos, features or functions and layout (including the "look and feel "), as well as any copyrights or other rights, are the exclusive property of the Company, and may not be copied, reproduced, posted, transmitted or distributed, in whole or in part, in any form (electronic or written) without first having obtained the Company's express written consent.
Nothing on this Site should be construed as granting a license or any other right to use any copyrights, trademarks or logos. Moreover, the downloading or printing of any materials on this Site will not result in the transfer, explicit or implied, of any rights. You may, however, download or print any pages from this Site for personal, non-commercial use only, provided you do not remove any copyright or other proprietary right notice.
5. LINKS
The links from this Site to other websites are provided for your information and convenience only.
The Company does not assume any responsibility or liability with respect to any website linked from this Site (or any website linking into this Site), including its content and operation. The Company does not review or monitor such links. Some websites may be outside your country and subject to different regulators and rules.
A link from this Site to another website (or a link from another website to this Site) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such website, its contents or any products or services advertised or distributed through that website. The Company believes that the links it provides to other publicly accessible websites, webpages, newsgroups and other sources is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.
Without the written consent of the Company no person and no website may make a link to this Site, whether to its homepage or to any internal page.
6. PRIVACY AND DATA PROTECTION
The privacy and data protection policy applicable to this Site is "Your Privacy-Our Commitment", which is subject to these Terms of Use.
7. SUBMISSIONS TO THIS SITE; MONITORING; OTHER
Except as provided by law and subject to our privacy and data protection policy (see section above), all submissions or transmissions made to or through this Site shall become the property of the Company. The Company reserves the right to use any material (e.g. any comment, idea, concept, technique or know-how) submitted for any purpose, including but not limited to reproduction, distribution, publication and posting.
The Company is not obligated to monitor any submissions or transmissions to or through this Site or any website to which this Site links or that links into this Site. The Company, however, reserves the right to monitor the same, including any chat rooms or similar website features. You acknowledge that no obligation of any kind shall be attached to such information and that by submitting or transmitting such information, no confidential, contractually implied or other relationship is created between you and the Company.
8. USER CONDUCT
When accessing or making use of any part of this Site, you may not:
- post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law;
- post or transmit any information or software which contains a virus, worm, Trojan horse or other harmful component;
- interfere with the functioning of this Site or restrict or inhibit any other user from using this Site;
post, publish, transmit, reproduce, distribute or exploit any information, software or other material obtained through this Site for commercial purposes without the prior written consent of the Company.
CAUTION:
ANY ATTEMPT BY ANY PERSON TO DAMAGE THIS SITE OR UNDERMINE ITS OPERATION MAY BE A VIOLATION OF CRIMINAL OR CIVIL LAWS. THE COMPANY RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULL EXTENT OF THE LAW.
9. APPLICABLE LAW AND JURISDICTION; LOCAL LEGAL RESTRICTIONS; UPDATES; OTHER
The Company makes no representation that any information, materials or features/functions included are appropriate for use in any other jurisdiction. The Site is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence, citizenship or otherwise) the publication or availability of the Site and its content is contradictory to local laws or regulations. Persons with respect of whom such restrictions or prohibitions apply must not access or use this Site. By accessing or using this Site you do so on your own initiative and are solely responsible for compliance with the applicable local laws and regulations.
Updates and modifications to these Terms of Use are subject to change at any time. Be sure to check these Terms of Use each time you access and/or use this Site.
10. ELECTRONIC COMMUNICATION DISCLAIMER
The contents of any electronic communication and any attachments relating to the official business of Intasure (Pty) Ltd and its subsidiaries or associates (“the Companies”) are proprietary to the Companies. The information is confidential, legally privileged and protected by law.
The information is intended for the use of the addressee of the mail and if you have received a message in error, please notify the sender immediately. If you are not the intended recipient of the message, you must not disseminate, copy or take any action in reliance on it and immediately destroy or delete such information. The views and opinions are those of the sender and do not represent the Companies’ views and opinions nor constitute any commitment by or obligation on the Companies unless expressly stated or agreed to in writing by the Companies.
The Companies do not accept liability or legal responsibility for the contents of the electronic communication, its non-delivery or incorrect delivery for whatever reason, its effect on electronic equipment and or infrastructure or its transmission in an unencrypted medium. All possible precautions to safeguard electronic communication as correct have been taken, however, this does not guarantee that the integrity of any communication has been maintained nor that the communication is free of errors, viruses, interception or interference.
Promotion of access to information act Manual
(In accordance with section 51 of Promotion of Access to Information Act, No 2 of 2000)
1. Company details
| A. Company names |
Registration No’s. |
The Intasure Group – Incorporating the following companies:
Intasure (Pty) Ltd
Intasure Health Services (Pty) Ltd
Intasure Life c.c.
Intasure Employee Benefits (Pty) Ltd
Intasure Financial Services (Pty) Ltd
Intasure Properties (Pty) Ltd |
1990/001417/07
2000/025935/07
1999/028591/07
1999/014496/07
1999/014136/07
1998/010293/07 |
B. Contact Details: The Managing Director
C. Postal Address: Po Box 423, Bergvliet, 7864
D. Street Address: Intasure Place, 110 Main Road, Diep River, 7864. Cape Town
E. Tel. No. (021) 712 6686 Fax No. (021) 712 6866
Email Address:mailin@intasure.co.za
2. The section10 Guide on how to use the Act [section 51(1)(b)]
Should you require greater clarity you are referred to the Guide that will be published by the South African Human Rights Commission by not later than August 2003. The Guide will be printed in the Government Gazette and be available for inspection by the public at the offices of the Human Rights Commission. Direct any queries to: The South African Human Rights Commission, PAIA Unit, Research and Documentation Department, Private Bag 2700, Houghton. 2041 Tel No. [011] 484 8300; Fax no. [011] 484 7146; www.sahrc.org.za
3. Records available in terms of any legislation [section 51 (1)(d)]
Basic Conditions of Employment Act, No. 97 of 1997
Unemployment Contributions Act, No. 4 of 2002
Unemployment Insurance Act, No. 63 of 2001
Skills Development Act, No. 97 of 1998
Skills Development Levies Act, No. 9 of 1999
Value Added Tax Act, No. 89 of 1991
Long Term Insurance Act No. 52 of 1998
Short Term Insurance Act, No. 53 of 1998
Medical Schemes Act, No. 131 of 1998
Financial Advisory and Intermediary Services Act, No. 37 of 2002
Pension Funds Act, No. 24 of 1956
Financial Intelligence Centre Act, No. 38 of 2001
4. Access to the records held by 1. A above [Sections 51(1)(c) and 51(1)(e)]
i. Client Financial Needs Analysis, Client Risk Profile, Client Financial Products and Services summary [section 51(1)(c)]. Policy holders, policy records, financial records, creditors / debtors statements/ invoices, company statutory records and minutes of meetings.
ii. Human Resources: [Section 51(1)(e)]
Employment contracts
Disciplinary and Grievance Procedure records
Internal correspondence
iii. The request procedures:
The requester must use the prescribed form to make the request for access to a record. This must be made to the head of 1. “A” above. This request must be made to the address, fax number or electronic mail address mentioned above [s 53(1)].
The requester must provide sufficient detail on the request form 1. “B” above to identify the record and the requester. The requester should also indicate which form of access is required. The requester should also indicate if any other manner is to be used to inform the requester and state the necessary particulars to be so informed [s 53(2)(a)] and (b) and (c).
The requester must identify the right that is sought to be exercised or to be protected and provide an explanation of why the requested record is required for the exercise or protection of that right [s 53(2)(d)].
If a request is made on behalf of another person, the requester must then submit proof of the capacity in which the requester is making the request to the satisfaction of the head of the private body [s 53(2)(f)].
Fees:
A requester who seeks access to a record containing personal information about that requester is not required to pay the request fee. Every other requester, who is not a personal requester, must pay the required request fee:
The head of 1. “A” above will notify the requester (other than a personal requester) by notice, requiring the requester to pay the prescribed fee [if any] before further processing the request [s 54(1)].
The fee that the requester must pay to the brokerage is R50. The requester may lodge an application to the court against the tender or payment of the request fee [s 4(3)(b)].
After the head of the private body has made a decision on the request, the requester must be notified in the required form.
If the request is granted then a further access fee must be paid for the search, reproduction, and preparation and for any time that has exceeded the prescribed hours to search and prepare the record for disclosure [s 54(6)].
5. Other information as may be prescribed [section 51(1)(f)]
The minister of Justice and Constitutional Development has not made any regulations in this regard.
6. Availability of the manual [Section 51(3)]
This manual is available for inspection at the offices of 1. “A” above free of charge at the above mentioned address; and copies are available with the SAHRC, and on the website of SAHRC (http://www.sahrc.org.za/)
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