How to prevent damage to your home
Home is where the heart is, and you need to follow the necessary steps to protect your family’s future. Owning a home comes with a variety of extra expenses; however, your home insurance premium can spare you enormous financial strain at a later stage.
While you can only hope that nothing ever goes wrong with your house, it’s important to be prepared for the worst. Having comprehensive home insurance cover is great, but as the owner, you need to ensure that you are taking the necessary preventive measures to protect your home. Here are a few tips to keep your house well maintained and stop it costing you even more money in the future:
|Ensure your property is well maintained
|Keeping up with general home maintenance is crucial, and you always need to make sure that the building and structure do not have any damage. You need to prioritise the maintenance of your home, both indoors and outdoors. Neglecting your home can ultimately lead to costly repairs and possible damage to the inside of the house.
Do repairs when necessary to avoid further damage
For example, if your walls get cracks and they are left unrepaired, this then leads to more damage and the potential for leaks into the interior of your home.
|Check your roof
|One of the most common causes for home insurance claims is roof damage, and this can be avoided by doing regular inspections and addressing any potential damage (e.g. leaks, cracks and peeling paint) as soon as possible.
|Minimise fire risk
|If you have a thatch lapa on your property, ensure you have a lightning conductor and fire extinguishers installed to minimise any lightning and/or fire risk.
|Protect your appliances
|With load shedding, power surges are very common, and often they can damage your appliances. To protect your appliances, consider investing in installing surge plugs, especially for your bigger and more expensive appliances.
You spend most of your time at home, so keeping it in top-notch condition should always be a priority.
Article with thanks to Standard Bank Insurance