You’ve caused a minor car accident – what’s next?

Few of us will get through a lifetime of driving without causing a small car accident or two — whether that’s absent-mindedly nudging the car in front of you during stop-start traffic or failing to notice another parked car behind you when reversing out of your parking spot at a shopping mall. What should you […]

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What load shedding means for your insurance in South Africa

Persistent and long power cuts could cause serious damage to consumers’ properties and belongings – leading to various kinds of insurance policies being triggered, says Mtho Maphumulo, a senior associate for Adams & Adams. Load shedding has returned as the new normal, with stage 5 implemented from Tuesday (20 September) following a stint of stage […]

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Cybersecurity Becoming More Important For Small Businesses

During the past two years all businesses, and in particular small enterprises and entrepreneurs, have had to step up in the way they protect their digital and data assets. According to an Accenture report, South African businesses experience 577 cyberattacks per hour at a cost of R2,2 billion per year. Philippa Wild, head of Commercial […]

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9 Ways To Protect Your Property during Load Shedding

South Africans to take necessary precautions in protecting their property Whether it is stage 2, 4 or 6, rotational load shedding due to a significant deterioration of Eskom operations has become the South African reality. When the load-shedding stage increases, so does the frequency of the rotational power cuts, which in turn results in increased […]

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Road-trip safety tips this Easter

With Covid-19 restrictions relaxed, many South Africans will take the opportunity to travel this Easter weekend, and we’re likely to see more cars hitting the road. Marius Steyn, Underwriting Manager: Personal Lines at Santam, says, “While a road trip is certainly the best way to explore our beautiful country, it also means there will be […]

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The importance of checks before hiring

Employing staff to work on your property is not a decision to be taken lightly – for many reasons. The job description of a domestic or garden helper can be immense, often involving the care of the elderly, children, housework or perhaps ongoing maintenance at your home or property.  Whether you are still working from […]

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You may be holiday-ready, but what about your home?

For many of us, the beginning of December marks the moment when we can start daydreaming: about kicking back poolside with a drink in hand, spending valuable time with the family making memories, or hitting the road with friends on a good ol’ South African road trip. For many, it’s also one of the only […]

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How to prevent damage to your home

Home is where the heart is, and you need to follow the necessary steps to protect your family’s future. Owning a home comes with a variety of extra expenses; however, your home insurance premium can spare you enormous financial strain at a later stage. While you can only hope that nothing ever goes wrong with […]

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Safety for businesses and shoppers

Small businesses – the entrepreneurs and “mom and pop” shops in your community – might not always have the kind of security budgets that bigger players have at their disposal, but there is still a lot that can be done to protect these small and medium enterprises from crime and criminals. Whether you are an owner, […]

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