Author: Intasure

Many vehicle owners do not often consider the risk of allowing other people to drive their vehicle until an accident happens and it’s time to submit a claim. With most insurers, if you have a comprehensive car insurance policy, anyone with a valid driver’s license is allowed to drive your vehicle, however most policies require […]

Read More… from In the driver’s seat: What you should know about insurance cover when driving

Between lockdowns and lootings, the past 18 months have been financially challenging for South Africans, many of whom have had to look at new ways to cut costs thanks to the adverse effects of the economic climate. With budgets under strain, some have opted to forego their insurance policies altogether to minimise monthly expenses, thus […]

Read More… from Conscious cost cutting: What to consider before you skimp on insurance

In this article, we focus on the key elements of business interruption insurance, namely calculating your indemnity period and gross profit. Indemnity period This is the maximum period that your insurer will pay you out for an insured event. The indemnity period is calculated from the date of the insured event, through the period of reinstatement until to […]

Read More… from Business interruption insurance: Key elements of BI insurance

Moving is an exciting part of life, but it’s also an experience that can cause quite a bit of unease. Depending on how far away you’re moving, it can be a major life change, and it can also put a lot of strain on your wallet. If you have an existing contents insurance policy, it […]

Read More… from Moving house? Don’t forget about your insurance

Following the recent news of yet another extended period of lockdown restrictions amidst rising Covid-19 infections, many South Africans have opted to continue to stay safe by working from home. If you are a homeowner and find yourself in this position, whether working from home permanently or in a hybrid scenario, you may have wondered […]

Read More… from Extended lockdown: Does working from home affect your insurance?

Getting behind the wheel while your driver’s licence is cancelled or suspended could leave you in a heap of trouble following an accident. This is because driving without a valid licence is a criminal offence that may result in your insurance claim being rejected. The consequences of driving with a cancelled or suspended driver’s licence, […]

Read More… from A ‘clean’ driver’s licence gives insurance peace-of-mind

Cyber insurance (also referred to as cyber risk or cyber liability insurance) is a form of cover designed to protect your business from threats in the digital age, such as data breaches or malicious cyber hacks on work computer systems. A business is responsible for its own cyber security, but in the event of a […]

Read More… from What is Cyber Insurance?

The world of insurance can be so confusing with terminology that can be hard to understand. For example, you’d often see different car insurance packages, one offering comprehensive insurance and the other third-party insurance. So, what makes these options different? Who is this third party? And how do you know which one to choose? Let’s […]

Read More… from Comprehensive insurance vs Third-party insurance