What is Comprehensive Cover?

The term ‘comprehensive cover’ may well have come up more than a few times if you’re looking for any kind of insurance. But, being a sensible person, you don’t want to dive right into something without knowing exactly what it is (like some poor souls have done with spelunking, which is a dirty kind of […]

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7 simple steps to keep your SME cyber safe

Cybersecurity for SMEs has come to the fore – yet, shockingly, according to research from IBM and the Ponemon Institute released in 2020, a whopping two out of five companies in the U.S and the United Kingdom with 50 or fewer employees do not have any type of cybersecurity defence plan in place. That begs […]

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Home Insurance – making sure your home is covered!

It doesn’t matter if you live in a flat, a townhouse or a mansion, if you have a roof over your head you need home insurance. If you are a tenant who is renting the property you are living in, it is important to note that you are not excluded from this as you still […]

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Maximising the benefit of summer rains by managing the risks

Water remains a precious commodity in water-scarce South Africa. Good summer rains are something to be celebrated. That said, despite the blessing of water, the summer rain season presents a raft of risks every year. It is also the time of year, at least in the eastern half of the country, that the most property […]

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Tips for Staying Safe in a Digital World

The beginning of the year is always a busy time for small business owners. Don’t let this distract you from cybersecurity best practices. You may consider yourself knowledgeable about cybersecurity. But in the heat of the moment, you might break protocol in order to speed workflow or make a task more convenient. Here are things […]

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Residents reminded to ‘beware imposters and scammers’

Residents of the southern suburbs of Cape Town have been reminded to be careful about potential scams and imposters. The warning comes after an attempted scam that was reported by a Constantia resident earlier this week. “My wife received a call from someone claiming to be from an armed response company, asking that she meets […]

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South Africa’s strict new driving laws planned for this year

The new Administrative Adjudication of Road Traffic Offences (Aarto) Act is expected to be formally introduced in 2021, along with the country’s new demerit system. In October, Transport minister Fikile Mbalula gazetted the latest draft of the Aarto regulations, detailing how the country’s new demerit system will work. The 540-page directive states that the Aarto Act is […]

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TymeBank’s top 12 tips for protecting your money from criminals

While TymeBank uses world-class security systems and technology to protect its 2.5 million clients from criminal and fraudulent activity, some of its customers are still at risk when falling prey to the tactics that criminals and fraudsters use to obtain banking details, card information or to rob cash from people. Criminal and fraudulent activity targeting […]

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Large number of South African workers will likely be based at home permanently

South African businesses predict that in three years’ time a third of their staff (33%) will still be working from home. This is not a significant change from the current pandemic and lockdown-driven level of 38%, research by global advisory, broking, and solutions company Willis Towers Watson shows. A total of 66 employers in South […]

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How to calculate your community scheme levy.

Creating a financial roadmap for your sectional title scheme starts with understanding how your levy is calculated and what it includes.  There are three parts that make up the community scheme levy, namely the contributions required for the reserve fund, the contributions to the admin fund and the CSOS fee. Part 1: Reserve fund forecast. […]

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