Cyber Insurance Coverage

It’s not a matter of if your organization will experience a data breach, but when.  Ill-intentioned hackers across the globe are looking for ways to get rich quick by defrauding organizations. And those organizations’ most valuable assets—people—frequently fall prey to such criminals. With cyber insurance, you’ll be better positioned to mitigate the impacts of a cybersecurity incident. […]

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Load Shedding: 9 Ways To Protect Your Property

South Africa’s power utility Eskom has announced stage 2 load shedding due to  the increase in generation unit breakdowns. Load shedding is scheduled to take place from 08:00 and will continue until 22:00 with a high possibility that it may be escalated to stage 3 for the evening peak. When the load shedding stages increases, […]

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Be aware of this new vehicle scam

Hollard have made us aware of a scam to steal vehicles and we’d like to share some important information on how it works: A person posing as an employee of a vehicle manufacturer or dealership (referred to as the scammer) calls the vehicle owner to say that there is a recall and that it is […]

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Good news! Licence renewals grace period extended to the end of November 2020

Motorists can have a huge sigh of relief as it has been announced expired licence renewals have been extended to end of November 2020. Those South African citizens who are abandoned abroad and the millions of motorists who have been battling to renew their vehicle or drivers licences have been extended to November. However, while […]

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Rain, Floods & High Winds: A Practical Survival Guide

With stormy weather set to make landfall soon, Auto & General Insurance is urging South Africans to remain vigilant and adopt a more proactive approach to avoid damage to property, injury and loss of life. Ricardo Coetzee, Head of Auto & General Insurance, says: “South Africa is renowned for its mighty storms – often a […]

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FSCA states position on business interruption insurance cover

The following relates only to specialised insurance products for the hospitality industry. The Financial Sector Conduct Authority (FSCA) is concerned about the behaviour of some insurers who are deliberately avoiding paying business Interruption claims where no grounds exist to do so. In a statement issued this afternoon, the FSCA states that the National Lockdown cannot […]

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Vicarious liability: Can an employer be liable for the intentional and wrongful conduct of its employees?

The concept of vicarious liability is not uncommon in the context of employment relationships. There is in fact a plethora of cases dealing with the question of whether an employer may be liable to a third party arising from the conduct of its employees. In a recent judgment of the High Court of South Africa, Fujitsu […]

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10 Key Considerations For Employers – Moving into Level 3 Lockdown on 1 June 2020

As South Africa faces lockdown level 3 lockdown, the government has published amendments to the lockdown regulations. We set out in this infographic, 10 key considerations employers need to be aware of.​ […]

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7 Reasons Why Remote Work is Here to Stay

I wonder if the world has ever experienced such an instant and steep learning curve? There can be no doubt that upheaval of this magnitude will lead to the demise of many things. It’ll also give rise to many others. Both groups (Rise and Demise) will contain things that we will miss and things that […]

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Covid-19 and General Liability Insurance

Everyone is feeling the effects of the COVID-19 pandemic and responding in different ways. Businesses across South Africa are rapidly implementing policies to comply with government regulations in an attempt to minimize the spread of the virus. Countless uncertainties arise for the insurance industry, and brokers and insurers are already inundated with questions about policy […]

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